Category Archives: First National Bank (FNB)

Details of First National Bank (FNB) Student Loan

Details of First National Bank (FNB) Student Loan

Whether you are a first time student or furthering your studies, getting a new qualification means there’s more on your mind. With FNB you can focus on the exams, essays and modules while we balance the books.

What you get

Get a Student Loan and fulfill your dreams

An FNB Student Loan has ideal cover for your financial needs, giving students and parents (principal debtor) the comfort of knowing the funds are available for further studies.

Features and benefits

  • Personalised interest rate
  • Access to loans from R4 000 to R80 000*
  • Pay only the interest while studying – and the rest after graduation

The Student Loan covers

  • Tuition fees
  • Books
  • Campus accommodation

View our FAQs

*A new application is required each year of study and is subject to a credit and affordability assessment, which determines what you qualify for. It is strongly recommended you keep finance low to avoid the risk of not being able to secure finance for the duration of the studies.

Insurance

Make sure you are covered

The student and the principal debtor must be covered. Insurance cover is compulsory and you may take our Customer Protection Plan, which covers you and the student in the event of death and permanent disability. Alternatively, you may need a suitable replacement policy if you wish to use your own insurance cover.

Qualifying criteria

  1. Over 18 years of age
  2. Principal debtor must earn R6 000+ per month
  3. The student must be registered with an SA tertiary institution

Documents needed

  • A copy of the applicant’s SA green bar-coded ID or Smart Card ID
  • Latest payslip
  • Proof of residence not older than 3 months
  • Proof of enrolment from the educational institution
  • If you do not bank with FNB, your latest 3 months bank stamped statements reflecting 3 months salary deposits.
  • If you are self-employed, the latest 6 months bank stamped statements, Personal Tax assessment (ITA34) and your latest business financials.

To speak to us(FNB), call us on: 0860 100 762 to get in touch

Other ways to apply

Find a branch

Locate FNB ATM nearby

Locate First National Bank (FNB) ATM nearby

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Get access to cash whenever you need it*.

All FNB debit, credit and cheque cards can be used at FNB ATMs*.

ATMs are available countrywide, all you need is an FNB CARD and a PIN NUMBER*.

FNB ATMs enable you to

  • Access your account 24/7*
  • Withdraw cash*
  • View or print your current balance*
  • Obtain a mini statement*
  • Buy Prepaid airtime*

Different types of FNB ATMs 
These are ATMs that allow for automated deposits. Save time and money with cheaper cash and cheque deposits.

  • Funds from cash deposits are available immediately
  • Funds from cheque deposits are available after clearance

Find the nearest ATM here*

Find all the branches with ATM Advance with automated deposits.

Mini ATM* 
These do not dispense cash; cash redeemable vouchers are issued*.

These are situated at areas without ATM infrastructure.*

Call 087 575 9406 (24 hrs) to cancel lost or stolen cards. Lost/stolen cards can be replaced at any FNB branch*.

Terms, conditions and rules apply.

*Not applicable to Stokvel and Smart Save accounts.

Benefits of FNB yCard

Benefits of First National Bank (FNB) yCard

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About

You get access to a variety of tailored benefits and features linked to your yCard:

  • Card delivery and activation

Get your card courier delivered to you at your convenience instead of collecting it at a branch.

Activating your card

Couriered cards will automatically be activated within 48 hours on successful delivery to you.

Alternatively you can activate your card using one of the following methods:

  1. Log onto the FNB App
  2. Call the number on the back of your card
  3. Visit your nearest branch
  • Contactless Card feature

A contactless card has an extra function that provides you with another payment method for low value transaction. Simply wave your card in front of a point of sale device to pay.

A payment is successful when you see the green light and hear the beep on the point of sale device. Look out for this wave sign at the pay point or till.

Refer to these FAQs for more information

  • Online Shopping

Shop safely with Online Secure

Use your yCard to shop online at any eCommerce merchant.

Online Secure is designed to provide you with an extra level of protection against unauthorised use when shopping online by using a One Time PIN (OTP).

For FAQs log on to Online Banking

  • Use your card abroad

Get instant access to your funds when swiping your card to buy gifts, paying for services or enjoying leisure activities and more.

When travelling abroad use your FNB card at any terminal displaying the Visa logo:

Ensure you amend your international card limits on the FNB App before shopping abroad

yCard security

You gain access to a variety of tailored benefits and features linked to your yCard:

  • Online Secure

Protect your card against fraudulent use online.

Online Secure uses a One Time PIN (OTP) that is sent to you and comes at no extra cost.
Online Secure is automatically activated on your Debit Card.

For more information, please read the Online Secure FAQs

  • Lost Card Protection

Protection in the event of a lost or stolen card

Lost card Protection protects you against unauthorised and fraudulent use of the card (except for PIN-based transactions) from the time of the loss or theft of the card until you have notified FNB of the loss or theft.

Report lost/stolen cards to the following number: 0800 110 132

  • Card safety (PIN & Limits)

Practicing card safety is a must and fortunately FNB has made it very easy to keep your card safe from fraud, as long as you follow basic guidelines.

Card limits

Start by setting your account limits and, to be safe, set balance-alerts which automatically notify you when your balance has reached a specified level. You can choose how you want to receive the information (SMS, email or both). Set your individual card limits on the App for both local and international spending .

Keeping your PIN safe

Don’t let your FNB card out of your sight during a transactions and keep your PIN a secret.

How to change your PIN?

  1. Go to a FNB ATM
    • Use the default PIN
    • Select “More Options”
    • Select “Manage PIN & Limit”
    • Select “Change PIN” and follow prompts
  2. Visit you nearest branch

Your newly selected PIN will only work once enabled at an FNB ATM

  • Contactless card security

Is contactless card secure? 
Yes, Contactless card payments are processed like other bank cards

Could I unknowingly make a purchase if I walk past a payment terminal that can read Contactless Cards? 
No. The Contactless card is designed to ensure that the card holder is always in control. The cashier must first enter the purchase amount; you must then hold your card in very close proximity to the card reader (within 4cm) in order for the transaction to take place. Pay points or tills can only process one payment transaction at a time, ensuring that no duplicate payments can take place.

Is there any chance that payments may be taken twice from my account? 
No. Contactless card readers are only able to process one transaction at a time.

What should I do if my contactless card is lost\stolen? 
If your contactless card is lost\stolen, go to the FNB App ATM or Branch to cancel the card. In the case of fraud, report the card to the bank within 24 hours

Refer to these FAQs for more information

yCard benefits

You gain access to a variety of tailored benefits and features linked to your yCard:

  • Unlimited swipes

Swipe as much as you want at no extra cost. Use your debit card for all your online and everyday purchases and save with every swipe!

With an FNB Debit Card, all swipes are free! That means you save money as there are no transaction fees!

Terms, conditions and Rules apply.

Access the First National Bank (FNB) Forex Calculator here

Access the First National Bank (FNB) Forex Calculator here

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First National Bank a division of FirstRand Bank Limited (the Bank) provides these calculators, which you accept are for convenience to provide results based on your input and assumptions and should not be used for any other purpose whatsoever.

The Bank gives no warranty, express or implied, as to the accuracy, reliability and completeness of any information, formulae or calculations provided through the use of the bond calculators and does not accept any liability for loss or damage of whatsoever nature, including indirect or consequential loss, which may be attributable to the reliance on and use of the calculators.

Access the Forex Calculator here

FNB Savings and Investments

First National Bank (FNB) Savings and Investments

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Save Now at FNB

MyFirstSavings Account- First National Bank (FNB)

Access Immediately

Access with notice

Access after a fixed period

Tax-Free Savings

Unit Trusts

Shares and Krugerrands

Offshore Investments and Savings

Business Save + Invest

First National Bank Savings and Investments Interest Rates